Our consultants reply readers’ bank card questions and write unbiased product evaluations (here is how we assess bank cards). In some instances, we obtain a fee from our companions; nevertheless, our opinions are our personal. Phrases apply to affords listed on this web page.
The Capital One Journey portal is a web-based journey platform that enables clients to e book flights, resorts, and rental automobiles. The location offers unique journey offers, reductions, and instruments that can assist you save in your subsequent trip. Choose Capital One bank card clients can earn elevated rewards for each buy made by the portal or redeem them for bookings. It is a terrific instrument that permits you to make all of your journey reservations in a single place and takes the guesswork out of redeeming miles.
Nonetheless, Capital One Journey*** additionally has a number of downsides. You are giving up loyalty rewards with these packages by reserving resorts and rental automobiles by Capital One. The Worth Freeze operate additionally does not work as promised and redeeming Capital One miles for journey bookings is probably not one of the best ways to maximise your rewards.
We’ll discover all of that and extra on this information to the Capital One Journey portal.
Discover the suitable Capital One bank card for you
Common Annual Proportion Fee (APR)
20.24% – 28.24% Variable
75,000 miles after spending $4,000 on purchases inside 3 months from account opening
Earn 5X miles on resorts and rental automobiles booked by Capital One Journey. Earn limitless 2X miles on each buy.
Common Annual Proportion Fee (APR)
19.24% – 29.24% Variable
40,000 miles after spending $1,000 on purchases inside three months from account opening
Earn 5X miles on resorts and rental automobiles booked by Capital One Journey. Earn limitless 1.25X miles on each buy.
Common Annual Proportion Fee (APR)
21.24% – 28.24% Variable
75,000 bonus miles whenever you spend $4,000 on purchases within the first 3 months from account opening
Earn limitless 10X miles on resorts and rental automobiles booked by Capital One Journey. Earn 5X miles on flights booked by Capital One Journey. Earn limitless 2X miles on all different purchases.
Common Annual Proportion Fee (APR)
19.24% – 29.24% Variable
One-time $200 money bonus when you spend $500 on purchases inside 3 months of account opening
Earn limitless 1.5% money again on all purchases
Common Annual Proportion Fee (APR)
20.24% – 28.24% Variable
$300 money bonus when you spend $3,000 on purchases inside the first three months from account opening
Earn limitless 4% money again on eating, leisure, and in style streaming providers. Earn 3% at grocery shops. Earn 1% on all different purchases.
Common Annual Proportion Fee (APR)
19.24% – 29.24% Variable
$200 money bonus when you spend $500 on purchases inside the first 3 months from account opening
Earn 10% money again on purchases made by Uber & Uber Eats, plus complimentary Uber One membership assertion credit by 11/14/2024. Earn 8% money again on Capital One Leisure purchases. Earn limitless 5% money again on resorts and rental automobiles booked by Capital One Journey. Earn limitless 3% money again on eating, leisure, in style streaming providers and at grocery shops (excluding superstores like Walmart® and Goal®). Earn 1% money again on all different purchases.
Common Annual Proportion Fee (APR)
29.74% Variable
Earn limitless 1.5% money again on all buy
What’s Capital One Journey?
Capital One Enterprise X Rewards Credit score Card
Intro supply
75,000 bonus miles whenever you spend $4,000 on purchases within the first 3 months from account opening
Rewards
Earn limitless 10X miles on resorts and rental automobiles booked by Capital One Journey. Earn 5X miles on flights booked by Capital One Journey. Earn limitless 2X miles on all different purchases.
Capital One Enterprise X Rewards Credit score Card
Intro supply
75,000 bonus miles whenever you spend $4,000 on purchases within the first 3 months from account opening
Rewards
Earn limitless 10X miles on resorts and rental automobiles booked by Capital One Journey. Earn 5X miles on flights booked by Capital One Journey. Earn limitless 2X miles on all different purchases.
Capital One Enterprise X Rewards Credit score Card
Particulars
Rewards
Earn limitless 10X miles on resorts and rental automobiles booked by Capital One Journey. Earn 5X miles on flights booked by Capital One Journey. Earn limitless 2X miles on all different purchases.
Intro supply
75,000 bonus miles whenever you spend $4,000 on purchases within the first 3 months from account opening
Really helpful Credit score
Glorious
Common Annual Proportion Fee (APR)
21.24% – 28.24% Variable
The Capital One Journey portal is a journey reserving platform powered by Hopper, an app that helps vacationers decide the very best instances to e book and journey on the lowest costs. Capital One Journey affords aggressive costs, unique reductions, and entry to a big selection of flight, resort, and rental automotive choices for Capital One cardholders. Prospects can use the portal to earn and redeem rewards on journey bookings.
Moreover, the portal offers useful instruments reminiscent of a value calendar to seek out the most affordable airfares and value drop safety that may refund the fare distinction if it drops post-booking. The portal additionally has a value freeze characteristic, which permits customers to “freeze” a selected airfare for as much as $25 or 2,500 miles. I have never had a great expertise with the worth freeze operate; Capital One did not notify me when the fare went up or honor the worth distinction as claimed. So when you make the most of this characteristic whereas planning a visit, it is value being conscious of this vital disadvantage.
Capital One Journey portal advantages
One of many key advantages of utilizing the Capital One Journey portal is that sure forms of bookings will earn you greater rewards whenever you pay with an eligible Capital One bank card. For instance, the Capital One Enterprise X Rewards Credit score Card earns 10x miles on resorts and rental automobiles and 5x miles on flights booked by Capital One journey. And with the Capital One Enterprise Rewards Credit score Card, you may earn 5x miles on resorts and rental automobiles booked by the portal.
This works out effectively for Capital One Enterprise X Rewards Credit score Card cardholders flight bookings since Capital One helps you to enter your frequent flyer quantity on the reserving web page. You may not solely earn elevated Capital One miles, however you may additionally earn airline miles and elite qualifying miles by your chosen frequent flyer program. You will not get the identical advantages on resort or rental automotive bookings, in order that’s value weighing into your reserving determination.
Above all else, the Capital One Journey portal offers handy and simple journey reserving. You should utilize it to check airfare from a number of airways without delay, serving to you discover the very best deal in your subsequent journey. Moreover, you should use your Capital One miles to pay for journey bookings at a fee of 1 cent per mile, or get discounted charges on sure flights or resort stays. Lastly, clients have entry to customer support representatives who can reply questions and help with bookings.
Capital One bank cards which are eligible for the journey portal
You do not essentially want a high-priced journey rewards bank card to make use of the Capital One Journey portal. The platform is open to many Capital One cardholders, together with those that carry a pupil bank card or small-business bank card issued by Capital One.
Over a dozen choices can be found, starting from no-annual-fee bank cards just like the Capital One Quicksilver Money Rewards Credit score Card to the Capital One Enterprise X Rewards Credit score Card, a premium bank card:
At 10 miles per greenback spent on resorts and rental automobiles and 5x on flights booked by the portal, Capital One Enterprise X Rewards Credit score Card cardholders will earn probably the most rewards on Capital One Journey bookings. The Capital One Enterprise X Rewards Credit score Card consists of as much as $300 per 12 months in assertion credit towards Capital One Journey bookings, which helps offset a lot of the cardboard’s $395 annual payment.
Capital One miles worth within the Capital One Journey portal
Capital One miles are value 1 cent every within the Capital One Journey Portal. That is fairly beneficiant, contemplating miles are earned at a fee of two to five per greenback spent with the Capital One Enterprise Rewards Credit score Card and a couple of to 10 miles per greenback on the Capital One Enterprise X Rewards Credit score Card.
Nonetheless, it is doable to get extra worth out of your miles by skipping the portal and as a substitute transferring rewards to Capital One’s switch companions. You’ll be able to switch miles to 18 airline and resort loyalty packages to e book award journey. Most transfers are 1:1 until in any other case famous.
Insider’s factors and miles valuations peg the worth of Capital One miles at 1.7 cents every, as a result of it is doable to get outsized worth from transferring miles to companions and reserving award flights or stays. Be sure you learn Insider’s information on find out how to earn and redeem Capital One miles to seek out out extra about maximizing your rewards.
Methods to use Capital One Journey
Utilizing the Capital One Journey Portal is easy. Merely head to journey.capitalone.com and log into your account. From right here, you may choose between a flight, resort, or rental automotive tab. Enter your vacation spot and journey dates, then flick through the accessible choices.
You’ll be able to filter outcomes by value, airline, resort sort, and extra to seek out the very best deal. As soon as you have made your choice, you may e book straight with Capital One and both pay along with your eligible Capital One card or use miles to pay for all or a part of your journey.
Earlier than reserving something, try the journey affords part beneath the tabs talked about above. Right here, you may discover journey credit in choose goal markets. In case you make a qualifying reserving, you may get a journey credit score that is relevant towards future bookings.
Methods to e book flights by the Capital One Journey portal
You’ll be able to e book flights with each home and worldwide airways by the Capital One journey portal. On the Capital One Journey homepage, choose the “Flights” tab and enter the variety of vacationers, departure metropolis, vacation spot, and journey dates. You’ll be able to e book each one-way and round-trip flights.
Capital One
When you choose your journey dates, a color-coded calendar will present the most affordable and costliest journey dates. That is nice when your journey dates are versatile and also you simply need to discover the bottom fare.
Capital One
Select your outbound and return dates on the calendar and choose “executed.” Subsequent, choose the blue “search flights” button to generate your search outcomes. On the outcomes web page, you may type by value, departure time, arrival time, variety of stops, and length. It’s also possible to filter outcomes by fare class, stops, airline, time, and value.
Capital One
Capital One affords a value predictor instrument on the prime of the web page, recommending whether or not it is a good time to e book a selected value. You may additionally get the choice to freeze a selected value and e book it later, although this characteristic is not dependable in my expertise. In case you’re not able to e book, you may choose “watch this journey” to obtain alerts when fares drop.
You may additionally get the choice to buy cancel for any cause insurance coverage (CFAR journey insurance coverage) in the course of the flight reserving course of. And, if Capital One Journey recommends you purchase a selected flight now, it’s going to apply free value drop safety to that flight for 10 days. If the worth drops inside that point interval, Capital One will credit score you the distinction in fare, as much as a most of $50.
Methods to e book resorts by the Capital One journey portal
Reserving resorts by Capital One Journey is much like reserving flights. On the highest of the Capital One Journey web page, choose the “Motels” tab. Enter your vacation spot, journey dates, variety of vacationers, and rooms, then choose “Search Motels.”
Capital One
Not like the flight search instrument, there is no such thing as a calendar operate displaying the bottom charges. Nonetheless, the resort search instrument does have a metropolis map that can assist you slender down your choices and discover the most affordable charges. Resort search outcomes can be filtered by star ranking, facilities, value, and facilities. It’s also possible to type outcomes by value and star ranking.
Capital One
As soon as you choose your room and fee, you may be directed to the checkout web page to see your whole quantity due in miles or money. You’ll be able to select to pay both the money fee or redeem miles. Word that some resorts cost further service charges at check-in. These might be displayed on the checkout web page, however you will not pay them till you get to the resort.
Methods to e book rental automobiles by the Capital One journey portal
To e book a rental automotive, choose the “Rental Vehicles” tab on the Capital One Journey portal and enter your pick-up and drop-off location, rental dates, pick-up and drop-off time, and driver age. Drivers beneath the age of 25 could also be topic to further charges. Click on “Search Vehicles” to be redirected to the outcomes web page.
Capital One
You’ll be able to filter outcomes by automobile sort, value per day, rental automotive firm, cancellation coverage, and different elements. As with flights and resort bookings, Capital One shows each the entire money fee and mileage redemption fee (together with taxes and costs). As soon as you have chosen your automobile, you may get to a reserving web page displaying your whole. Throughout reserving, you may pay the rental value minus taxes. The taxes might be collected at pick-up.
Capital One
Do you have to switch Capital One miles as a substitute?
The Capital One Journey portal will be an effective way to earn elevated rewards and luxuriate in further perks. Reserving flights by this portal could make sense since you may double-dip, incomes rewards along with your bank card and frequent flyer miles from airways. Nonetheless, you will not earn resort factors or elite night time credit on Capital One bookings, which implies you may miss out on doable elite advantages with main resort loyalty packages. Relying on how usually you journey, this might be a major draw back.
Transferring Capital One miles to one of many 18 airline or resort companions generally is a a lot better worth proposition. In case you redeem your miles for enterprise and first-class journey, you may often get greater than the 1 cent per mile your rewards are value by the Capital One Journey portal. For instance, a pattern of enjoyable, priceless methods to make use of the Capital One VentureOne welcome bonus of 40,000 miles after spending $1,000 on purchases inside three months from account opening.
Nonetheless, not all card members need to be taught the ins and outs of assorted loyalty packages to get probably the most worth. Some folks need simplicity and the Capital One Journey portal affords simply that. In case you favor comfort over worth, reserving with the Capital One Journey portal is a great transfer. However when you’re prepared to place within the legwork for a high-value redemption, transferring Capital One miles to an airline or resort program is the most suitable choice.
What to learn about Capital One Journey
The Capital One Journey Portal affords glorious worth for cash and adaptability, with numerous journey choices to go well with any price range. It additionally offers a variety of rewards, reductions, and instruments that can assist you save in your travels.
With the added comfort of reserving flights, resorts, and automotive leases multi function place, it’s the excellent alternative for anybody trying to e book their subsequent journey. Whereas a few of its options are extra gimmicky than others, the very fact stays that this portal offers ease and comfort for vacationers who do not need to cope with a number of reserving platforms and loyalty packages.
UFB Most well-liked Financial savings
Earn as much as 5.02% APY in your financial savings. No month-to-month upkeep charges. No minimal deposit required to open an account.